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Find the lending solution to fit your needs


Buying a home is one of the biggest financial decisions you’ll make. Selecting a mortgage is just as important. That’s why we offer several mortgage options to meet your needs.

  • Fixed Mortgage – 1 to 5-year terms with a fixed interest rate.
  • CMHC Mortgage – 1 to 5-year terms with a fixed interest rate. Allows for up to 95% financing on the value of the home.
  • Flexible repayment options – monthly, weekly, or biweekly payments.


Our personal loan is a convenient solution to help you fund the things you need and want. It’s also a great tool to consolidate multiple debts into one lower-cost payment.

  • Flexible repayment options – monthly, weekly, or biweekly
  • Make extra payments any time with no penalty.
  • Life and Disability Insurance available through CUMIS insurance.
  • Competitive interest rates.
  • Fully open personal lines of credit up to $25,000.00.

Home Equity Line of Credit

Our MeritLine Line of Credit lets you leverage the equity you’ve built in your home to borrow funds for future goals or daily expenses at a lower rate of interest.

  • Fully open line of credit.
  • Preferred rate using your home as collateral.

All lending is subject to credit approval


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Ready to apply?

Reach out! We’re happy to answer questions and help set up the lending solution you need.

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Explore our current rates

Take a look at the latest competitive interest rates for our lending solutions.


Credit cards tailored to your lifestyle

We offer a range of credit cards to fit your life, from travel rewards and cash back to low-rate business. 

Investing that helps your savings grow

Make the most of your money with a range of investment options designed to help it grow faster.

Try our lending calculators

See how much you can afford to borrow and what your repayment schedule could look like.

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