SENIOR SERVICES
Members of 60 Years of age and over are entitled to the following
privileges: |
| * No charge for money orders and official cheques. |
| * No commission payment on the purchase of American Express travellers cheques |
| * No clearing service charges on Personal Chequing Accounts |
| * No Charges for Automated Teller Machine usage.(CU or Exchange ATM's)* |
| * Safe deposit boxes are 1/2 the regular annual fee. |
You are encouraged to notify the Credit Union upon attaining your 60th birthday.
This will ensure that you begin receiving these special benefits to which you are entitled. |
|
| |
|
| |
| BACK TO TOP |
U.S. ACCOUNTS
This account is for those members who like to keep US cash available for when they need it. All the funds and transactions are in US dollar amounts. |
| * Interest paid quarterly, calculated on minimum monthly balance. |
| * Passbook account for ease of bookkeeping. |
|
| |
|
| |
COMMUNITY ACCOUNTS
Being locally based and locally owned, Thorold Credit Union plays a major role in fostering community well-being through: |
| * Investing in community projects. |
| * Sponsoring community activities and events. (on application) |
| * Promoting community economic development. |
| * Providing community organizations with a no fee chequing account. |
|
Organizations benefiting from our community accounts include most non-profit organizations, social clubs, schools and sports teams. |
* Transactions that are included free of charge are: |
| |
| Deposits |
| Withdrawals |
| Transfers |
| Bill payments |
| Cheque clearing |
| No minimum monthly fee |
| No statement fee (with use of online banking) |
|
|
| |
|
| BACK TO TOP |
| PERSONAL CHEQUING ACCOUNT |
| Our PCA account is our straight forward chequing account. No minimum balance requirements and no maintenance fees. |
| |
| * Auto Transfers FREE. (within branch) |
| * ATM Withdrawal FREE at TCU or Exchange machine.* |
| * Statements Free with Memberdirect online access. |
| * Copies of cancelled cheques are included with monthly statements free of charge. |
| Cheques.................................$ .60 / cheque |
| Pre-Authorized Debit................... $ .60 / debit |
| Point of Sale..................... $ .25 / transaction |
| Bill Payments................... $1 .25 / transaction |
|
| * fee levied for non CU or Exchange ATM withdrawals. |
| |
|
| |
SAVINGS ACCOUNTS
Plan 24 is a savings account designed to earn interest generally on short-term basis. Interest is calculated every twenty-four hours on the closing account balance, and credited to the account at the end of every month. |
| |
| * There are no service charges levied for personal deposits, withdraws*, or transfers to other TCU accounts. |
| * There are no minimum deposit requirements with a Plan 24 account and deposits may be made anytime. |
| * The Plan 24 account may be accessed throught the ATM for the purpose of deposits, withdraws, transfers and balance inquiries. |
| * Free passbook and updates |
| * fee levied for non CU or Exchange ATM withdrawals. |
|
| |
|
| |
PREMIUM SAVINGS
The SAVINGS account offers a preferred higher savings rate of interest. |
| * Statements Free with Memberdirect online access. |
| * One free debit per month. |
|
| * fee levied for non CU or Exchange ATM withdrawals. |
| |
| BACK TO TOP |
TM
